They're the same 118-page system in three formats, built to work together or on their own. The Printable PDF is ready to print at home for a pen-and-paper approach. The GoodNotes edition adds tap navigation and roughly 2,000 hyperlinks for planning on an iPad. The Google Sheets tracker automates the math — it finds your extra-paycheck months, assigns bills to checks, and calculates "left to assign" live. Use one, or use all three.